In a microwave-safe bowl, combine peanut butter and honey.
Microwave for 30-60 seconds, then whisk until smooth and fully combined.
Add oat flour to the peanut butter mixture and stir until a thick dough forms.
Line a baking dish with parchment paper and transfer the mixture into it.
Press down evenly with a spatula or your hands to create a firm base.
Melt milk chocolate in the microwave (stirring every 20-30 seconds) or using a double boiler on the stove.
Stir until completely smooth.
Pour the melted chocolate over the peanut butter layer, spreading evenly.
Place in the refrigerator for 2-3 hours to firm up.
Let the bars sit at room temperature for 10 minutes before slicing.
Cut into squares or bars, serve, and enjoy!