Chocolate Chip Carrot Cake Loaf

This Chocolate Chip Carrot Cake Loaf is the perfect mix of cozy, spiced carrot cake and soft, chocolate-studded goodness. It’s moist, flavorful, and made with simple pantry ingredients, perfect for breakfast, tea time, or dessert. The Greek yogurt (or applesauce) adds a light tang and keeps it tender, while dark chocolate chips on top make every bite extra special.

Why You’ll Love This Recipe

  • Moist and fluffy texture: Thanks to oil, shredded carrots, and Greek yogurt or applesauce.

  • Perfectly spiced: A warm blend of cinnamon and vanilla enhances the natural sweetness of the carrots.

  • Simple ingredients: No fancy equipment or techniques required.

  • Versatile: Enjoy it plain, with a drizzle of cream cheese glaze, or a spread of butter.

Ingredients

Wet Ingredients

  • 110 ml vegetable oil

  • 150 g brown sugar

  • 50 g white sugar

  • 2 large eggs

  • 2 tsp vanilla extract

  • 180 g shredded carrots (about 3 medium carrots)

  • 60 g Greek yogurt or applesauce

  • 100 g dark chocolate chips (for topping)

Dry Ingredients

  • 190 g all-purpose flour

  • 1 tsp baking powder

  • ¾ tsp baking soda

  • ¼ tsp salt

  • 2 tsp cinnamon

Instructions

1. Preheat and prepare the pan

  • Preheat your oven to 180°C (350°F).

  • Grease and line an 8.5-inch loaf pan with parchment paper.

2. Combine wet ingredients

  • In a large bowl, whisk together oil, brown sugar, and white sugar until smooth.

  • Add eggs and vanilla, whisking well until slightly thickened.

  • Mix in shredded carrots and Greek yogurt (or applesauce).

3. Mix dry ingredients

  • In a separate bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon.

4. Combine

  • Add dry ingredients to the wet mixture and fold gently until just combined, do not overmix.

5. Top with chocolate chips

  • Pour the batter into the prepared loaf pan.

  • Sprinkle dark chocolate chips evenly over the top.

6. Bake

  • Bake for 45–55 minutes, or until a toothpick inserted in the center comes out clean.

  • Let it cool in the pan for 10 minutes before transferring to a wire rack to cool completely.

Baking Tips & Substitutions

  • Yogurt substitute: Unsweetened applesauce or sour cream works equally well for a soft, moist texture.

  • Oil: Any neutral oil (like sunflower or vegetable oil). Avoid olive oil as it changes the flavor.

  • Carrots: Grate them finely it helps distribute moisture evenly and prevents dense spots.

  • Baking time: Every oven varies, so start checking around the 45-minute mark. The loaf is ready when the top springs back lightly when pressed.

  • Chocolate chips: You can swap with chopped walnuts, pecans, or raisins if preferred.

  • Extra flavor: A pinch of nutmeg or clove gives a deeper, warmer spice note.

Storage Tips

  • Room temperature: Store covered for up to 2 days.

  • Fridge: Keeps well for 5 days bring to room temperature before serving.

  • Freezer: Wrap tightly in plastic wrap and freeze for up to 2 months. Thaw overnight in the fridge before eating.

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Chocolate Chip Carrot Cake Loaf

This Chocolate Chip Carrot Cake Loaf is the perfect mix of cozy, spiced carrot cake and soft, chocolate-studded goodness.
Prep Time 15 minutes
Cook Time 55 minutes
Course Dessert
Cuisine desserts, tea time
Servings 10
Calories 320 kcal

Equipment

  • 1 Loaf pan 8.5 inch

Ingredients
  

Wet Ingredients

  • 110 ml vegetable oil
  • 150 g brown sugar
  • 50 g white sugar
  • 2 large eggs
  • 2 tsp vanilla extract
  • 180 g shredded carrots about 3 medium carrots
  • 60 g Greek yogurt or applesauce
  • 100 g dark chocolate chips for topping

Dry Ingredients

  • 190 g all-purpose flour
  • 1 tsp baking powder
  • ¾ tsp baking soda
  • ¼ tsp salt
  • 2 tsp cinnamon

Instructions
 

  • Preheat your oven to 180°C (350°F).
  • Grease and line an 8.5-inch loaf pan with parchment paper.
  • In a large bowl, whisk together oil, brown sugar, and white sugar until smooth.
  • Add eggs and vanilla, whisking well until slightly thickened.
  • Mix in shredded carrots and Greek yogurt (or applesauce).
  • In a separate bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon.
  • Add dry ingredients to the wet mixture and fold gently until just combined, do not overmix.
  • Pour the batter into the prepared loaf pan.
  • Sprinkle dark chocolate chips evenly over the top.
  • Bake for 45–55 minutes, or until a toothpick inserted in the center comes out clean.
  • Let it cool in the pan for 10 minutes before transferring to a wire rack to cool completely.

Notes

Baking Tips & Substitutions

  • Yogurt substitute: Unsweetened applesauce or sour cream works equally well for a soft, moist texture.
  • Oil: Any neutral oil (like sunflower or vegetable oil). Avoid olive oil as it changes the flavor.
  • Carrots: Grate them finely, it helps distribute moisture evenly and prevents dense spots.
  • Baking time: Every oven varies, so start checking around the 45-minute mark. The loaf is ready when the top springs back lightly when pressed.
  • Chocolate chips: You can swap with chopped walnuts, pecans, or raisins if preferred.
  • Extra flavor: A pinch of nutmeg or clove gives a deeper, warmer spice note.
Keyword carrot cake, chocolate chip cake, moist tea cake

Frequently Asked Questions (FAQ)

Q. Can I use whole wheat flour instead of all-purpose?
Yes, but the loaf will be slightly denser. Try using half whole wheat and half all-purpose for the best texture.

Q. Can I skip the chocolate chips?
Absolutely. You can replace them with chopped nuts, raisins, or coconut flakes.

Q. Can I make this into muffins?
Yes! Divide the batter into muffin liners and bake at 180°C for 18–22 minutes.

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